Terms of Service

Eligibility

You must be at least 18 years old to use the Site. The Site is intended for people in the United States.

Our Service

The Site is an advertising service that sends you to third-party insurance quote providers. We are not an insurance company, agent, or broker. We do not sell, quote, or bind insurance, and we are not affiliated with any state or government agency.

Nothing on the Site is insurance, legal, or financial advice. Availability, rates, and coverage are set by third parties and may vary. We do not guarantee that you will receive a quote, qualify for coverage, or get any particular price or result.

Third-Party Sites

We do not control quote providers or their websites and are not responsible for their content, products, or conduct. Your dealings with them, including any consent you give on their forms, are between you and them.

Fees and Compensation

We do not charge you to use the Site. Quote providers and their partners may pay us when you visit their websites or complete their forms.

Acceptable Use

Do not break the law on the Site, give false information, interfere with its operation, generate fake traffic or clicks, or scrape or copy it by automated means.

Intellectual Property

The Site's content, design, and branding belong to us or our licensors. You may view the Site for personal, non-commercial use. All other rights are reserved.

Disclaimers

THE SITE IS PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, AND NON-INFRINGEMENT.

Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE ARE NOT LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, AND OUR TOTAL LIABILITY FOR ALL CLAIMS RELATED TO THESE TERMS OR THE SITE WILL NOT EXCEED $100 (ONE HUNDRED U.S. DOLLARS).

Some jurisdictions do not allow these limits, so they may not all apply to you.

Indemnification

You agree to defend and hold harmless Keystone from claims and costs that arise from your misuse of the Site or your breach of these terms.

Dispute Resolution

Governing law: these terms are governed by the laws of the jurisdiction in which Keystone is organized, without regard to conflict-of-laws rules.

Informal resolution: before filing a claim, contact us at info@keystonecompare.com. We will try to resolve the dispute informally within 60 days.

Binding arbitration: any dispute that is not resolved informally will be decided by binding arbitration run by the American Arbitration Association under its Commercial Arbitration Rules, rather than in court. The arbitrator's decision is final, and judgment on it may be entered in any court with jurisdiction. This does not apply to small claims court actions, claims for injunctive relief to protect intellectual property, or claims that cannot be arbitrated by law.

CLASS ACTION WAIVER: YOU AND WE MAY BRING CLAIMS AGAINST EACH OTHER ONLY IN AN INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY CLASS, CONSOLIDATED, OR REPRESENTATIVE PROCEEDING.

Opt-out: you may opt out of arbitration by emailing info@keystonecompare.com within 30 days of first using the Site. Include your name, your address, and a clear statement that you are opting out.

JURY TRIAL WAIVER: TO THE EXTENT ARBITRATION DOES NOT APPLY, YOU AND WE WAIVE ANY RIGHT TO A JURY TRIAL.

Changes and Termination

We may update these terms or change or stop the Site at any time. The date at the top shows the latest version, and continuing to use the Site after a change means you accept it.

General

These terms and our Privacy Notice are the entire agreement between you and us about the Site. If part of these terms cannot be enforced, the rest still applies. Not enforcing a term is not a waiver of it. You may not transfer these terms; we may.

Contact Us

Keystone. Email: info@keystonecompare.com.